What’s the interest rate for the savings account?
Do you pay interest on this account?
Please tell me what the annual interest rate is.
Interest is paid at the rate of 1% per annum at present.
It allows you to earn a little interest on your money.
The account carries interest of 4%.
The interest is added to your account every year.
The interest rate for the savings account is 4%.
It varies from time to time. At present it is 6%.
Useful Words and Phrases
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
the subsidy rate for value-preserved savings 保值储蓄补贴率 银行英语口语－新开帐户
What kind of account did you have in your mind?
Do you like to open a current account?
A deposit or current account?
Please tell me how you would like to deposit your money.
There’s a service charge for the checking account but no charge for the savings.
Our minimum deposit for a savings account is 100 dollars.
Five yuan is the minimum original deposit.
You can open a savings account at any time with an initial deposit of 50 dollars.
Even one yuan is all right.
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
I should like to open a current account.
I need a checking account so that I can pay my bill.
We’d like to know how we open a checking-savings account.
I have a checking account here.
I think I’d like a deposit account.
Can I open a current account here?
I want to open a deposit account with you.
I’d like to open a deposit account with you.
Could you tell me the difference between a savings account and a checking account?
Please tell me the procedure for opening a savings account.
Will 100 yuan be enough for a minimum deposit?
I’d like to know whether a 200 yuan deposit will be enough for opening a checking account.
Could you tell me how to operate this account?
Is there any minimum for the first deposit?
How much does each account cost?
current deposit, current account 活期存款
fixed deposit, fixed account 定期存款
fixed deposit by installments 零存整取
joint account 联名存款帐户
to open an account 开户头 银行英语口语－取款、结余 I’d like to know if I can draw on my account for payment of things I buy in Tianjin.
I want to withdraw 200 dollars from my deposit account.
I want to close my account with you.
I’d like to draw 100 yuan against this letter of credit.
May I draw money against the letter of credit here?
Could you tell me my balance?
Please let me know my balance.
I think you can draw on this account by cheque in payment of goods.
Your balance at the bank is 300 yuan.
Your deposit is exhausted.
Your letter of credit is used up.
Please tell me how you wish to draw your money.
Fill our a withdrawal form, please.
The letter of credit is exhausted.
The letter at Counter 6 will pay you against your number slip.
Useful Words and Phrases
to close an account, to clear an account 结清
to draw money 取款
drawing-out slip 取款单
the number slip 号码牌
a withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员 银行英语口语－兑换货币
Please tell me how much you want to change.
How much of the remittance do you want to convert into Japanese yen?
What kind of currency do you want?
What’s it you wish to change?
What kind of currency do you want to change?
In what denominations?
Please tell me what note you want.
Will seven tens be all right?
Is it in traveler’s cheques?
I’d like to know how I shall give it to you.
How would you like it?
Would you kindly sign the exchange form, giving your name and address?
Can you change me some money, please?
Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.
Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.
Would you mind giving me the six pence in coppers?
I’d like to know if you could change this money back into U.S. dollars for me.
Could you change these French francs for me?
Can you give me 100 dollars in Swiss francs?
I’d like to convert the full amount of the remittance into U.S. dollars.
I’d like some coins for this note.
I’d like to break this 50 dollar note.
Five twenties and ten singles, please.
I need 300 dollars in 100-dollar cheques.
I hope you’ll give me ten traveler’s cheques of 100 dollars each.
In fives, please.
Could you give me some small notes?
Useful Words and Phrases
currency, money 货币
money changing 兑换货币
an exchange form 兑换单
bank note 钞票
note of large denomination 大票
note of small denomination 小票
small change 零钱
subsidiary money 辅币
nickel piece 镍币
plastic currency notes 塑料钞票
convertible money 可兑换（黄金）纸币 银行英语口语－外汇率
Tell me the current rate for RMB, please.
What’s your selling rate for RMB yuan in notes today?
What’s the dollar going for today?
Our buying rate for notes is 523 yuan for 100 dollars.
It’s 200 French francs at today’s selling rate.
The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.
buying rate 买进价格
selling rate 卖出价格
And how much will it be in Japanese currency?
How much would I get for 300 Japanese yen?
I’d like to know the exchange rate for German marks.
What rate are you giving?
What’s the exchange rate today?
Please tell me what you would give me for my U.S. dollars.
Please tell me the current rate for sterling.
If you’ll wait a moment, I’ll find out the rates of exchange.
Please wait a moment. I’ll find out the exchange rate between U.S. dollars and RMB.
It’s 470 yuan for 100 dollars.
The exchange rate today is 200 yen to the pound.
The rate for traveler’s cheques is 300 yuan against 100 dollars.
These dollars are worth 1,000 yuan.
exchange table, conversion table 汇兑换算表
foreign exchange 外汇
exchange rate 外汇率
conversion rate 折合率
foreign exchange restriction 外汇限额
foreign exchange quotations 外汇行情
to check the rate for sb. 查牌价